What is Long-Term Care?

  • Extended care is not a place or a condition, it is a life-changing event
  • Long-Term Care insurance pays for your care if you become unable to perform 2 out of the 6 activities of daily living (bathing, dressing, toileting, transferring, continence, and eating) or if you develop cognitive impairment

Did you know that 70% of people over the age of 65 will need some form of long-term care insurance in their lifetime? 

We have insurance on our homes, our cars, and even our cell phone, but many people do not have insurance on their biggest risk of bankruptcy in retirement!

Do you and your family have a plan in place if you were to need some form of extended care?

Without a plan in place, there are emotional and financial consequences for your family and loved ones. Long-Term Care insurance can be used to help fund your extended care plan, but traditional Long-Term Care insurance is not the answer for everyone. What is most important is to get educated on what your situation would look like if you were to need extended care. 

Unfortunately, many people do not have a plan in place, and that is because they are not properly educated on their risks and options. This leaves many families forced to be reactive, instead of proactive. By doing your due diligence and getting educated by one of our specialists, you can then determine if the insurance would be the right fit for you and your family’s situation. 

 We have helped thousands of clients find and qualify for affordable Long-Term Care programs. We get to know your situation in order to start exploring options, and most importantly, provide you with invaluable education. Call us today to schedule your free consultation!